A Range of Commercial Financing Services
Maine Street Capital is Maine’s largest commercial lending advisor assisting clients large and small with lifetime loan volume well in excess of $1 billion. Clients value Maine Street Capital’s industry experience, market understanding and commitment to securing the best financing possible. Leveraging our role as a link between capital and opportunity, we have helped hundreds of borrowers close on financing for real estate investments, business acquisitions, major renovations, ground-up development, refinancing and working capital.
Capital Stack Creation
Every deal is different and requires a different approach to building the capital stack. Whether you are seeking an ultra-low rate for a stabilized property, or looking to pull in various capital sources to fund a growing business, Maine Street Capital is eager to take on the challenge. We work extensively with banks and credit unions and also specialize in historic tax credits, SBA, FAME and have connections with a wide group of alternative lending and grant providers.
Underwriting
When Maine Street Capital takes on a deal, the first step is to prepare a detailed financial model that analyzes the opportunity through the eyes of a lender. We know what lenders look for and understand how this influences loan sizing as well as the rates and terms. This allows us to push for the best financing structures while providing certainty of execution. Our underwriting process also arms borrowers with a powerful, adaptable model for the project to forecast cashflows, return metrics and capital needs.
Laser Focus
As your partner and guide through the financing process, Maine Street Capital is with you every step of the way from initial application to the closing table. We focus on the details of securing a loan so you don’t have to. Working closely with lenders, we ensure that all parties have the information needed to appreciate the deal in the best possible light. We carefully review term sheets, commitment letters and loan documents to protect the borrower’s best interest. When it’s time for the appraisal, Maine Street Capital provides detailed analysis and data to support valuations. Our number one goal is the smoothest path to financing that meets and exceeds the borrower’s goals.
